@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:600;font-display:swap;src:url(../assets/fonts/source-serif-4-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Source Serif 4";font-style:normal;font-weight:700;font-display:swap;src:url(../assets/fonts/source-serif-4-latin-700-normal.woff2) format("woff2")}
:root{
  --navy:#003070; --navy-dark:#00244f; --red:#E01020; --red-bright:#F40606;
  --ink:#1c2330; --muted:#5a6475; --line:#d6dce6; --bg:#f3f5f9; --bg-blue:#e8eef7; --white:#fff;
  --serif:"Source Serif 4",Georgia,"Times New Roman",serif;
  --radius:6px; --max:1120px;
  --font:"Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy)}
a:hover{color:var(--red)}
:focus-visible{outline:3px solid var(--red);outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.6rem 1rem;z-index:100}
.skip:focus{left:1rem}
.wrap{max-width:var(--max);margin:0 auto;padding:0 1.25rem}

/* top navy bar like the Meeting 2 cover */
.topbar{background:var(--navy);color:#d7e0ee;font-size:.88rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding-top:.4rem;padding-bottom:.4rem;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar a:hover{color:#fff;text-decoration:underline}
.topbar .tb-right{display:flex;gap:1.1rem;align-items:center}
header.site{background:#fff;border-bottom:2px solid var(--red)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-top:.6rem;padding-bottom:.6rem}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none}
.brand img{width:64px}
.brand .name{font-weight:800;font-size:1.35rem;color:var(--navy);line-height:1.1}
.brand .name span{display:block;font-size:.8rem;font-weight:600;color:var(--red);letter-spacing:.04em}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:.25rem;flex-wrap:wrap}
nav.main a{display:block;padding:.5rem .8rem;text-decoration:none;font-weight:600;color:var(--navy);border-radius:var(--radius)}
nav.main a[aria-current="page"]{color:var(--red);box-shadow:inset 0 -3px 0 var(--red)}
nav.main a.cta-nav{background:var(--red);color:#fff}
nav.main a.cta-nav:hover{background:var(--navy);color:#fff}
.menu-btn{display:none;background:var(--navy);color:#fff;border:0;border-radius:var(--radius);padding:.55rem .85rem;font-weight:700;font-size:1rem;cursor:pointer}

/* hero */
.hero{background:linear-gradient(180deg,#fff 0%,var(--bg) 100%);padding:2.5rem 0 2.5rem}
.hero .wrap{display:grid;grid-template-columns:1.45fr .7fr;gap:2rem;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:.6rem;background:#fff;border:1px solid var(--line);border-left:5px solid var(--red);padding:.35rem .9rem .35rem .5rem;border-radius:var(--radius);margin-bottom:1.2rem;font-weight:700;color:var(--navy);font-size:.92rem}
.hero-badge img{width:40px}
.hero h1{color:var(--navy);font-size:clamp(2.1rem,4.4vw,3.3rem);line-height:1.1;margin:0 0 1rem}
.hero p.lead{font-size:1.2rem;color:var(--ink);margin:0 0 1.6rem}
.hero-photo{margin:0;position:relative;max-width:280px;justify-self:end}
.hero-photo img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:50% 40%;border-radius:10px;box-shadow:0 12px 28px rgba(0,48,112,.18)}
.hero-photo::before{content:"";position:absolute;left:-10px;bottom:-10px;width:40%;height:40%;background:var(--red);border-radius:10px;z-index:-1}
.hero-photo{z-index:0}

/* trust strip */
.trust{background:var(--navy);padding:1.1rem 0;border-bottom:4px solid var(--red)}
.trust-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}
.trust-list li{color:#fff;padding-left:1.6rem;position:relative;line-height:1.3}
.trust-list li::before{content:"\2713";position:absolute;left:0;top:0;color:#fff;background:var(--red);width:1.15rem;height:1.15rem;border-radius:50%;font-size:.75rem;display:flex;align-items:center;justify-content:center;font-weight:800}
.trust-list strong{display:block;font-size:.98rem}
.trust-list span{font-size:.84rem;color:#c9d6ea}

.btn{display:inline-block;padding:.85rem 1.4rem;border-radius:var(--radius);font-weight:700;text-decoration:none;border:2px solid transparent;font-size:1rem;cursor:pointer;font-family:inherit}
.btn-red{background:var(--red);color:#fff}
.btn-red:hover{background:var(--navy);color:#fff}
.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-row{display:flex;gap:.8rem;flex-wrap:wrap}

/* sections */
section{padding:3.5rem 0}
section.alt{background:var(--bg)}
.page-head{background:var(--navy);color:#fff;padding:2.6rem 0 2.2rem;border-bottom:6px solid var(--red)}
.page-head h1{margin:0 0 .4rem;font-size:clamp(1.8rem,3.5vw,2.5rem)}
.page-head p{margin:0;color:#d7e0ee;font-size:1.1rem;max-width:760px}
h1,h2,h3{font-family:var(--serif);letter-spacing:-.005em}
h2{color:var(--navy);font-size:1.85rem;line-height:1.2;margin:0 0 .8rem}
h3{color:var(--navy);margin:0 0 .5rem;font-size:1.2rem}
.section-intro{max-width:760px;color:var(--muted);margin:0 0 2rem}

/* numbered form-style section header, like the intake form */
.form-head{display:flex;align-items:stretch;background:var(--bg-blue);border-top:2px solid var(--red);margin:0 0 1rem}
.form-head .num{background:var(--navy);color:#fff;font-weight:800;min-width:2.6rem;display:flex;align-items:center;justify-content:center;font-size:1rem}
.form-head .label{font-family:var(--font);padding:.45rem .9rem;font-weight:800;color:var(--navy);text-transform:uppercase;letter-spacing:.03em;font-size:1rem;margin:0}

.grid{display:grid;gap:1.25rem}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;border-top:4px solid var(--navy)}
.card.red{border-top-color:var(--red)}
.card p{margin:.2rem 0 0;color:var(--ink)}
.card a.more{display:inline-block;margin-top:.7rem;font-weight:700;text-decoration:none}

/* 3-legged plan, like the intake form table */
.stool{border:1px solid var(--line);background:#fff}
.stool .goal{background:var(--navy);color:#fff;font-weight:800;text-transform:uppercase;padding:.75rem 1rem;text-align:center;letter-spacing:.03em}
.stool .legs{display:grid;grid-template-columns:repeat(3,1fr)}
.stool .leg{border-right:1px solid var(--line)}
.stool .leg:last-child{border-right:0}
.stool .leg h3{font-family:var(--font);background:var(--red);color:#fff;text-align:center;margin:0;padding:.6rem;font-size:1.05rem;text-transform:uppercase;letter-spacing:.03em}
.stool .leg h3 small{display:block;font-weight:400;font-size:.8rem;text-transform:none;letter-spacing:0;opacity:.95}
.stool .leg ul{margin:0;padding:1rem 1rem 1rem 2.1rem}
.stool .leg li{margin:.3rem 0}
.stool .base{background:var(--bg-blue);padding:.8rem 1rem;text-align:center;color:var(--navy);font-weight:600;border-top:1px solid var(--line)}

/* process steps */
.steps{counter-reset:step;list-style:none;padding:0;margin:0;display:grid;gap:1rem}
.steps li{position:relative;background:#fff;border:1px solid var(--line);border-left:6px solid var(--red);border-radius:var(--radius);padding:1.1rem 1.2rem 1.1rem 4.4rem}
.steps li::before{counter-increment:step;content:counter(step);position:absolute;left:1rem;top:1rem;width:2.4rem;height:2.4rem;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;border-radius:4px}
.steps h3{margin-bottom:.25rem}
.steps p{margin:0}

.band{background:var(--navy);color:#fff;padding:2.6rem 0;border-top:6px solid var(--red)}
.band-top{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;flex-wrap:wrap}
.btn-ghost{background:transparent;color:#fff;border-color:#fff}
.btn-ghost:hover{background:#fff;color:var(--navy)}
.next-label{margin:1.8rem 0 .7rem!important;text-transform:uppercase;letter-spacing:.08em;font-weight:800;font-size:.85rem;color:#fff!important}
.next-steps{list-style:none;counter-reset:ns;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.next-steps li{counter-increment:ns;position:relative;padding:.9rem 1rem .9rem 3.3rem;border-radius:var(--radius);background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.18)}
.next-steps li::before{content:counter(ns);position:absolute;left:.9rem;top:.9rem;width:1.8rem;height:1.8rem;border-radius:50%;background:var(--red);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.next-steps strong{display:block}
.next-steps span{display:block;font-size:.92rem;color:#d7e0ee}
.note .next-steps{grid-template-columns:1fr;gap:.6rem}
.note .next-steps li{background:#fff;border-color:var(--line)}
.note .next-steps strong{color:var(--navy)}
.note .next-steps span{color:var(--ink)}
.band h2{color:#fff;margin:0 0 .3rem}
.band p{margin:0;color:#d7e0ee}

.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding-left:1.7rem;position:relative;margin:.45rem 0}
.checklist li::before{content:"";position:absolute;left:0;top:.55rem;width:.75rem;height:.75rem;background:var(--red)}

.service{scroll-margin-top:1rem}
.service + .service{margin-top:2.5rem}
.two-col{display:grid;grid-template-columns:1.4fr 1fr;gap:2rem;align-items:start}
.note{background:var(--bg-blue);border-left:4px solid var(--navy);padding:1rem 1.2rem;border-radius:0 var(--radius) var(--radius) 0;font-size:.95rem}

/* philosophy */
.philosophy{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:#fff;border-top:6px solid var(--red)}
.philosophy .eyebrow{text-transform:uppercase;letter-spacing:.1em;font-weight:800;font-size:.85rem;color:#ffb3b9;margin:0 0 .3rem}
.philosophy h2{color:#fff;font-size:clamp(1.9rem,3.6vw,2.6rem);margin-bottom:1.6rem}
.phil-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.phil-grid>div{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.18);border-radius:var(--radius);padding:1.3rem}
.phil-grid h3{color:#fff;margin-top:.5rem}
.phil-grid p{margin:0;color:#d7e0ee}
.pn{display:inline-flex;width:2.1rem;height:2.1rem;border-radius:50%;background:var(--red);color:#fff;font-weight:800;align-items:center;justify-content:center}

/* tools: worksheet and self-check */
.tool{background:#fff;border:1px solid var(--line);border-top:4px solid var(--red);border-radius:var(--radius);padding:1.4rem;box-shadow:0 6px 18px rgba(0,48,112,.06)}
.gap-tool label{display:block;font-weight:700;color:var(--navy);margin:.85rem 0 .3rem;font-size:.95rem}
.gap-tool label:first-child{margin-top:0}
.gap-tool small{font-weight:400;color:var(--muted)}
.money{display:flex;align-items:stretch;border:1px solid #b9c3d3;border-radius:4px;overflow:hidden;background:#fbfcfe}
.money span{background:var(--bg-blue);color:var(--navy);font-weight:800;padding:.65rem .8rem}
.money input{border:0;flex:1;padding:.65rem;font:inherit;font-size:1.05rem;background:transparent;min-width:0}
.money:focus-within{outline:3px solid var(--red);outline-offset:1px}
.money input:focus-visible{outline:none}
.gap-out{margin-top:1.2rem;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.gap-out>div{display:flex;justify-content:space-between;padding:.6rem .9rem;border-bottom:1px solid var(--line)}
.gap-out .gap-main{background:var(--navy);color:#fff;font-size:1.15rem}
.gap-out .gap-main strong{font-size:1.5rem;font-family:var(--serif)}
.gap-out.surplus .gap-main{background:#1d6b3a}
.gap-out p{margin:0;padding:.7rem .9rem;font-size:.95rem;background:var(--bg-blue)}
.tool-cta{margin:1.1rem 0 .6rem}
.disclaimer{font-size:.8rem;color:var(--muted);margin:.6rem 0 0;line-height:1.45}
.hint{font-size:.92rem;color:var(--muted)}
.sc-list{margin:0;padding:0 0 0 1.4rem;display:grid;gap:.4rem}
.sc-list li{padding:.6rem 0;border-bottom:1px solid var(--line)}
.sc-list li::marker{color:var(--red);font-weight:800}
.sc-list fieldset{border:0;margin:0;padding:0;display:flex;justify-content:space-between;gap:1rem;align-items:center;flex-wrap:wrap}
.sc-list legend{float:left;max-width:640px;font-weight:600;color:var(--ink);padding:0}
.sc-opts{display:flex;gap:.4rem}
.sc-opts label{cursor:pointer;border:2px solid var(--navy);color:var(--navy);border-radius:999px;padding:.35rem .95rem;font-weight:700;font-size:.92rem;user-select:none}
.sc-opts input{position:absolute;opacity:0;width:1px;height:1px}
.sc-opts label:has(input:checked){background:var(--navy);color:#fff}
.sc-opts label:has(input:focus-visible){outline:3px solid var(--red);outline-offset:2px}
.sc-result{margin-top:1.2rem;padding:1.2rem;background:var(--bg-blue);border-left:5px solid var(--red);border-radius:0 var(--radius) var(--radius) 0}
.sc-meter{height:12px;background:#fff;border:1px solid var(--line);border-radius:999px;overflow:hidden;margin-bottom:.9rem}
.sc-meter span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--red),var(--navy));transition:width .4s}
.sc-hint{margin:.9rem 0 0}

/* mistakes */
.mistakes .card{position:relative;padding-top:1.2rem;border-top-color:var(--red)}
.mi{display:inline-flex;width:1.9rem;height:1.9rem;border-radius:50%;background:#fde7e9;color:var(--red);font-weight:900;align-items:center;justify-content:center;margin-bottom:.5rem}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:var(--radius);background:#fff;margin:0 0 .6rem}
.faq summary{cursor:pointer;list-style:none;padding:.9rem 2.6rem .9rem 1rem;font-weight:700;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:1rem;top:50%;transform:translateY(-50%);font-size:1.4rem;color:var(--red);font-weight:800}
.faq details[open] summary::after{content:"\2212"}
.faq details[open] summary{border-bottom:1px solid var(--line)}
.faq-a{padding:.2rem 1rem .4rem}

/* areas */
.areas{background:var(--bg-blue);border-top:4px solid var(--navy);border-radius:var(--radius);padding:1.3rem}
.tags{list-style:none;margin:.8rem 0 0;padding:0;display:flex;flex-wrap:wrap;gap:.5rem}
.tags li{background:#fff;border:1px solid var(--line);color:var(--navy);font-weight:700;border-radius:999px;padding:.3rem .85rem;font-size:.92rem}
.tags li.virtual{background:var(--red);color:#fff;border-color:var(--red)}

/* sticky mobile call/schedule */
.mobile-cta{display:none}

/* contact */
.info-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line)}
.info-table th,.info-table td{text-align:left;padding:.75rem .9rem;border-bottom:1px solid var(--line);vertical-align:top}
.info-table th{width:34%;background:var(--bg-blue);color:var(--navy);text-transform:uppercase;font-size:.85rem;letter-spacing:.03em}
form.contact{background:#fff;border:1px solid var(--line);padding:1.4rem;border-radius:var(--radius)}
form.contact label{display:block;font-weight:700;color:var(--navy);font-size:.9rem;text-transform:uppercase;letter-spacing:.03em;margin:.9rem 0 .3rem}
form.contact input,form.contact select,form.contact textarea{width:100%;padding:.7rem;border:1px solid #b9c3d3;border-radius:4px;font:inherit;background:#fbfcfe}
form.contact textarea{min-height:120px}
form.contact .hint{font-size:.85rem;color:var(--muted);margin:.3rem 0 0}
.form-msg{margin-top:1rem;font-weight:600}
.map{border:1px solid var(--line);width:100%;height:300px;margin-top:1rem}

/* footer */
footer.site{background:#0b1a33;color:#c9d3e3;padding:2.6rem 0 1.5rem;font-size:.93rem;border-top:6px solid var(--red)}
footer.site .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:2rem}
footer.site h2{font-family:var(--font);color:#fff;font-size:1rem;text-transform:uppercase;letter-spacing:.05em;margin:0 0 .6rem}
footer.site a{color:#fff}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin:.3rem 0}
footer.site .logo-chip{background:#fff;display:inline-block;padding:.5rem;border-radius:4px;margin-bottom:.8rem}
footer.site .logo-chip img{width:120px}
.disclosure{border-top:1px solid #2a3d5e;margin-top:2rem;padding-top:1.2rem;font-size:.82rem;color:#a9b6cb;line-height:1.55}
.disclosure p{margin:.4rem 0}

@media (max-width:900px){
  .hero .wrap,.two-col{grid-template-columns:1fr}
  .hero-photo{max-width:220px;justify-self:start}
  .trust-list{grid-template-columns:repeat(2,1fr)}
  .phil-grid,.next-steps{grid-template-columns:1fr}
  .grid-3{grid-template-columns:1fr 1fr}
  footer.site .cols{grid-template-columns:1fr}
}
@media (max-width:760px){
  .menu-btn{display:block}
  nav.main{display:none;width:100%}
  nav.main.open{display:block}
  header.site .wrap{flex-wrap:wrap}
  nav.main ul{flex-direction:column;padding-bottom:.6rem}
  .grid-3,.grid-2,.stool .legs{grid-template-columns:1fr}
  .stool .leg{border-right:0;border-bottom:1px solid var(--line)}
  body{font-size:16px;padding-bottom:64px}
  .topbar .tb-mode{display:none}
  .topbar{font-size:.76rem}
  .topbar .wrap{flex-wrap:nowrap;gap:.5rem}
  .hero-badge{display:none}
  .trust-list{grid-template-columns:1fr}
  .hero{padding-top:2rem}
  .mobile-cta{display:grid;grid-template-columns:1fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:50;box-shadow:0 -4px 14px rgba(0,0,0,.18)}
  .mobile-cta a{display:flex;align-items:center;justify-content:center;padding:1rem;font-weight:800;text-decoration:none;color:#fff;font-size:1.05rem}
  .mc-call{background:var(--navy)}
  .mc-book{background:var(--red)}
  .sc-list fieldset{flex-direction:column;align-items:flex-start}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.office-mini{margin-top:1.1rem;padding-top:1rem;border-top:1px solid var(--line);font-size:.95rem;line-height:1.55}
.office-mini strong{color:var(--navy)}
.office-mini span{color:var(--muted)}